How Does WhisperKripto Work?

1. Overview

WhisperKripto uses a pooled-fund model in which multiple investors' capital is managed in one trading account. Each investor's entitlement is recorded as an economic share of the pool rather than held in a separate wallet.

The trading account may include balances that do not belong to investors. The public dashboard publishes only aggregate investor values; private account information and other balances are excluded.

2. Deposit Process

Blockchain Verification

The transaction hash may be checked for network, recipient address, token, status and amount. A previously used transaction hash triggers a duplicate-transaction warning.

An approved deposit does not immediately participate in returns. It is first recorded as a pending T+1 deposit.

3. T+1 System

T+1 means an approved deposit becomes active at 00:00 on the following day, based on Istanbul time.

• Funds appear as “Pending T+1” between approval and activation.
• Pending funds do not share in profit or loss generated before activation.
• At activation, units are issued at the current NAV.
• Subsequent performance is reflected in the investor's active share.

This prevents newly deposited money from sharing in profit or loss generated before it was active.

4. What Is NAV?

NAV (Net Asset Value per unit) is the current value of one investment unit. It allows investors to enter on different dates while keeping performance allocation fair.

How Are Units Created?

Why Not Use Principal Ratios Alone?

When deposit dates differ, principal-only ratios mix old and new investors' historical results. The unit/NAV model includes each investor only in periods when their capital is active. Pending T+1 funds are excluded from trading capital so they do not artificially dilute existing investors' unit value.

5. Daily Profit/Loss Allocation

The system records a NAV snapshot every night at 00:00. The change between two snapshots represents the daily fund return.

Total Profit/Loss

“Today's distribution” shows the change between the latest nightly NAV and the current NAV. It may move during the day as the exchange balance and open positions change. Profit is not guaranteed; negative results are allocated by the same unit/share method.

6. Withdrawal Process

1. The investor submits a withdrawal request through Telegram.
2. The system checks the withdrawable balance and pending requests.
3. The request is reviewed manually.
4. After payment, the authorized team approves the request.
5. The corresponding units are burned and withdrawal totals are updated.

Withdrawable balance is the current value remaining after pending withdrawals and applicable restrictions. Withdrawals cannot be initiated from the website; they are handled through Telegram and authorized approval.

7. What Does The Dashboard Show?

The public dashboard rotates automatically between NAV, daily return and investor-count charts; each can also be selected manually.

8. Login And Data Security

One-Time Web Code

• The Telegram bot generates the code only for the relevant chat ID.
• It contains 6 digits, expires after 10 minutes and can be used only once.
• Generating a new code invalidates the previous active code.
• A successful login creates a 7-day investor session.
• Incorrect attempts are rate-limited by IP address.

Data Separation

• Names are anonymized on the public dashboard; chat IDs and full identities are not published.
• The authenticated investor API returns private data only for the session's investor.
• Internal control pages are protected by a separate access key.
• No deposit or withdrawal instruction can be submitted through the web portal.

9. Risks And Limitations

• Open positions may cause rapid intraday changes.
• Dashboard values depend on the latest exchange API balance and may be briefly delayed.
• Exchange, network, API or server outages may affect display and processing times.
• Withdrawals require manual review and may not complete instantly.
• An incorrect network or address may cause permanent loss of funds.
• Past performance does not guarantee future results.

Referral System And Bonus

Every registered investor can get a personal referral link from the Telegram bot or investor portal. Only the referred user's first approved deposit qualifies for a bonus.

• Bonus waiting period: 3 days.
• Bonus tiers: 5:5,10:10,+:10.
• At the end of the waiting period, withdrawals from the first deposit are deducted and the bonus is calculated from the retained amount.
• If the first deposit is fully withdrawn, the pending bonus is cancelled.
• An activated bonus is included in the referrer's active and withdrawable balance and appears separately in transaction history.
• When the referral system is disabled, referral links and bonus features are hidden everywhere while existing records are preserved.